Terms of Use

Welcome to the Terms of Use of http://www.oliviakumpula.com/

By visiting this website, you agree to be bound by these Terms of Use.

Conditions of Service

By booking an appointment, you are agreeing to be bound by these conditions, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. Any materials given during the booked Consulting sessions are protected by applicable copyright and trademark law.

Refund and Cancellation Policy

1. Refund Policy:

Due to the Virtual nature of the services rendered, All Bookings and Appointments with Olivia Kumpula (MFS Consulting) are final and non-refundable.

2. Cancellation Policy:

Cancellations are only refundable if the service provider (Olivia Kumpula) personally cancels the appointment due to some technical issues. In the above mentioned circumstance, the client gets a Full Refund. Other than that, All Cancellations are non-refundable.

3. No Show:

If the client fails to show up at the appointed date and time, the service provider reserves the right/discretion to grant the client a new appointment date at no extra cost, depending on the reason for the no-show. However, on the event of a second time no-show, the client will no longer be granted a new appointment date at no extra cost. He or she must book and pay for a new appointment if still interested in a one-on-one consultation time with the service provider.

Privacy And Privilege

All personal information given or obtained during the session are completely confidential. However, the service provider reserves the right to use any such information for promotional purposes. Your consent to this Privacy And Privilege Agreement is confirmed by your submission of such information.

Note: Olivia Kumpula, her Affiliates including My Finland Story, MFS Consulting, and other Partners and Team members will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this website’s Privacy Policy, Terms of Use, Disclaimer, and Liability Waiver. No transfer of your Personal Data will take place to an organization or a country unless there are adequate legal backings and safety controls in place including the security of your data and other personal information.

Disclosure Of Data based on Legal Requirements

See this website’s Disclosure of Data conditions based on Legal Requirements in the Privacy Policy Of This Blog.

Service Providers

Olivia Kumpula reserves the right to employ third party companies and individuals to facilitate the services offered here (“Service Providers”), and provide Consultation or advisory services with or on behalf of Olivia Kumpula (MFS Consulting). These third parties have access to your Personal Data only to perform these tasks, and are not obligated to disclose or use your personal information for any other purpose.

Legal Disclaimer/Liability Waiver:

The Advice, Guidance, Tips, and Ideas given in all session and publications by Olivia Kumpula and any other person(s) featured (for example, My Finland Story, and MFS Consulting) are strictly advisory in nature and based on opinion in line with current regulations, and experiences, and therefore not guaranteed to produce a hundred percent success rate due to the uniqueness of individual circumstances. Olivia Kumpula (MFS Consulting) is not in charge of granting visas, resident permits, work permits, student study place, and other applications. Therefore it is recommended that you contact directly the university or company you are interested in or the immigration service for your study or permit/visa applications. We make no promises of granting you a study place in Finland, a Visa, or a Permit. Our services are purely Advisory in nature. Olivia Kumpula (MFS Consulting) hereby advices you to exercise your due diligence in implementing any and all of the information, tips, and guidance given. Therefore, an attorney-client relationship or privilege does not arise from these sessions. Olivia Kumpula (MFS Consulting) makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Your booking of appointment confirms your acknowledgement and agreement to this Legal Disclaimer and Liability Waiver.

Disclosure

This website is a participant of the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. Therefore, sometimes, some of the links contained in some posts might be affiliate links. If you purchase a product or service through any of those links, this website may receive a small percentage as commission. And there is no additional charge to you! It doesn’t change the price of the product you are buying in any way! This way, the Administrators of this website can continue to make great posts and videos at no cost to you. Also, this website sometimes collaborate with brands and organisations with similar or related content, values and mission; and such collaboration posts are always marked as collaboration or sponsored so you are aware of the collaborative work.

Terms of Use Modifications

Olivia Kumpula (MFS Consulting) and any other person(s) featured (for example, My Finland Story) may revise these Terms of Use for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these Terms of Use. You are hereby advised to review this Terms of Use periodically for any changes. Changes to this Terms of Use are effective from the moment they are posted on this page.

Governing Law

Any claim relating to this website or any of its affiliates, for example, Olivia Kumpula (MFS Consulting) shall be governed by the laws of the home jurisdiction without regard to its conflict of law provisions, and the said law shall be the laws of Finland.

Contact Us

If you have any questions about these terms of use, please contact this website’s Administrators by visiting the Contac page: http://myfinlandstory.com/contact/ to leave a message.